Jemblog

You don’t have to be cheap to give a cheap gift.  There are hundreds of great gifts that can be purchased or made by hand for under $10.  Try wrapping your gift with a pretty ribbon or put it in a nice basket or tin.  For example, you can bake home made cookies and put them in a pretty tin with a hand written note of the recipe.   There’s a thoughtful gift that is unique, tastes great (if you’re good at baking) and won’t break the bank.  I know you’ve probably heard it before but it’s really true that you don’t have to spend a lot of money to find that perfect gift for someone.  Just be sure to put some time and thought into it and your gift will be well received.

Read the rest for more gift giving on a budget tips from our cheapskate tip experts…

(more…)

With the economy in the state its in everyone should be cutting back as much as possible. Cutting back can actually be fun when you get creative with it.

Most of us are used to buying things brand new but how about looking for used first.  Try sending an email to your friends and family before you hit the stores.  Ask around and see if anyone is getting rid of the item you are looking to buy.  You can also visit freecycle.org or craigslist.com.

Plus it’s summer -take advantage of the nice weather and look around at your local garage sales and thrift shops.  A little extra work and you can find a great bargain.