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	<title>Jemblog &#187; Cheapskate Tip</title>
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		<title>10 simple ways to live frugally</title>
		<link>http://jemblog.com/10-simple-ways-to-live-frugally/</link>
		<comments>http://jemblog.com/10-simple-ways-to-live-frugally/#comments</comments>
		<pubDate>Fri, 18 Mar 2011 13:44:13 +0000</pubDate>
		<dc:creator>CP</dc:creator>
				<category><![CDATA[Cheapskate Tip]]></category>
		<category><![CDATA[Say What?]]></category>
		<category><![CDATA[10]]></category>
		<category><![CDATA[frugally]]></category>
		<category><![CDATA[top ten]]></category>

		<guid isPermaLink="false">http://jemblog.com/?p=22902</guid>
		<description><![CDATA[By Peggy Mackenzie &#8211; 1. Don’t throw water down the drain: The water from our dehumidifier waters the garden and grass. We pitch leftover water from drinking glasses onto indoor plants. 2. Turn off the power for computers and televisions: We just started turning our power bars off at night and when away during the [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://jemblog.com/wp-content/uploads/2011/03/money-bag.jpg"><img class="alignleft size-full wp-image-22904" title="money-bag" src="http://jemblog.com/wp-content/uploads/2011/03/money-bag.jpg" alt="" width="300" height="273" /></a><span class="drop">B</span>y Peggy Mackenzie &#8211; 1. Don’t throw water down the drain: The water from our dehumidifier waters the garden and grass. We pitch leftover water from drinking glasses onto indoor plants.</p>
<p>2. Turn off the power for computers and televisions: We just started turning our power bars off at night and when away during the day starting in January. I’ve already seen a reduction on our hydro bill.</p>
<p>3. Use rags: Alf has a stash of rags that he uses for drying cars and household items. For years he refused to buy paper towels, and kept a supply of cloths on hand that he tossed in the laundry. Fellow librarian Astrid Lange uses cloth diapers for cleaning and never uses paper towels.</p>
<p>4. Reuse tinfoil: Tinfoil takes an enormous amount of energy to produce. It’s also a sturdy product. I wipe down tinfoil after using it to tent a roast beef, and use it again.</p>
<p>5. Hang laundry: Dryers emit an average of 1,763 pounds of carbon dioxide annually and use about 15 per cent of household appliance electricity consumption, according to Toronto Hydro. In the summer, we use a clothesline and our clothes smell wonderful and dry within hours. In the winter, I use clothes rods, a hanging rack, and an indoor clothesline. Besides cost savings, the advantage to hanging wet clothes is that it puts much-needed moisture into the air in my dry house and I don’t heat the driveway in winter.</p>
<p>6. Soap grafting: Admittedly, this won’t save a lot of money, but it’s the principle of not wasting that end piece! Grafting has become easier now that my family uses the basement shower. Moisture seems to be the culprit that makes grafting difficult. The soap bar in the photo is the seventh successful grafting in a row, not that I’m obsessive and counted.</p>
<p>7. Wash and dry milk bags: My family seldom buys baggies and never buys brown paper bags. Since the Toronto Star online archive began in 1986 there have been dozens of reader tips for reusing the litre bags, creating a tote bag was the oddest. I mainly use mine for packing lunches: sandwiches, fresh veggies, cookies, etc. or as freezer bags. In 25 years I have never had problems with food contamination. When used as a freezer bag, I throw it out after one use.</p>
<p>8. Bring lunch to work: Brown bagging (or milk bagging) your lunch saves a lot of money, and reduces waste, especially if there are four of you. I tell the kids that they can use their own money if they want to buy lunch. Not surprisingly, they choose to save their money and use our groceries.</p>
<p>9. Cleaning with vinegar: The cleaning staff at McMaster University in the late 1980s used a solution of vinegar and water for many tasks. I was one of them. At home, I mix 3:1 parts warm water to vinegar and clean mirrors, sinks, counters, and floors with it. So do Star librarians Astrid Lange and Tony Yeung.</p>
<p>10. Reusable containers: Why buy plastic wrap to cover food? Astrid uses Tupperware, Tony uses glass containers.</p>
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		<title>Cheapskate Tip &#8211; Gift Giving On A Budget</title>
		<link>http://jemblog.com/cheapskate-tip-gift-giving-on-a-budget/</link>
		<comments>http://jemblog.com/cheapskate-tip-gift-giving-on-a-budget/#comments</comments>
		<pubDate>Fri, 07 Aug 2009 20:02:53 +0000</pubDate>
		<dc:creator>JemStar</dc:creator>
				<category><![CDATA[Cheapskate Tip]]></category>
		<category><![CDATA[baby]]></category>
		<category><![CDATA[little girl dancing]]></category>

		<guid isPermaLink="false">http://jemblog.com/?p=4194</guid>
		<description><![CDATA[You don&#8217;t have to be cheap to give a cheap gift.  There are hundreds of great gifts that can be purchased or made by hand for under $10.  Try wrapping your gift with a pretty ribbon or put it in a nice basket or tin.  For example, you can bake home made cookies and put them [...]]]></description>
			<content:encoded><![CDATA[<p><img class="size-full wp-image-4195    alignleft" title="gift" src="http://jemblog.com/wp-content/uploads/2009/08/gift.jpg" alt="gift" width="199" height="190" /><span style="color: #000000;"><span class="drop">Y</span>ou don&#8217;t have to be cheap to give a cheap gift.  There are hundreds of great gifts that can be purchased or made by hand for under $10.  Try wrapping your gift with a pretty ribbon or put it in a nice basket or tin.  For example, you can bake home made cookies and put them in a pretty tin with a hand written note of the recipe.   There&#8217;s a thoughtful gift that is unique, tastes great (if you&#8217;re good at baking) and won&#8217;t break the bank.  I know you&#8217;ve probably heard it before but it&#8217;s really true that you don&#8217;t have to spend a lot of money to find that perfect gift for someone.  Just be sure to put some time and thought into it and your gift will be well received.</span></p>
<p><span style="color: #000000;"> </span></p>
<p><span style="color: #000000;">Read the rest for more gift giving on a budget tips from our cheapskate tip experts&#8230;</span></p>
<p><span id="more-4194"></span></p>
<p>Child&#8217;s artwork, framed<br />
Journal with special inscription inside<br />
Teacup with box of herbal tea<br />
Deck of cards and book of card game rules<br />
Collage of special photos<br />
Home baked bread, include recipe<br />
Craft supplies<br />
Holiday serving bowl or platter<br />
Decorative napkins and napkin rings<br />
Fancy chocolate bars tied with a ribbon<br />
Gardening gloves with a plant or flower seeds<br />
Photo album, hand decorated is even better<br />
Makeup tote<br />
Prepaid photo developing envelopes<br />
Homemade cookie mix with instructions for baking<br />
Fancy magazines tied together with a pretty ribbon<br />
Pancake or waffle mix and a bottle of real maple syrup<br />
Movie theater gift certificates<br />
Board games<br />
Note cards and book of stamps<br />
Picture frames, buy them on sale!<br />
Specialty cookbook<br />
Collectible sports cards<br />
Muffin mixes with muffin pan<br />
Books, there are still a few for under $10<br />
Nail polish kit<br />
Pretty night shirt<br />
Basket filled with kitchen gadgets<br />
Video rental gift certificates<br />
For the pets, gourmet dog biscuits or cat treats<br />
Prepaid long distance phone cards<br />
Small clock or radio<br />
Pretty box for keepsakes<br />
Colorful Post-It notepads<br />
Christmas ornaments<br />
Favorite quote embroidered on a nice handkerchief</p>
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		</item>
		<item>
		<title>JemBlog: Cheap Tip- Try Buying Used</title>
		<link>http://jemblog.com/jemblog-cheap-tip-used/</link>
		<comments>http://jemblog.com/jemblog-cheap-tip-used/#comments</comments>
		<pubDate>Thu, 30 Jul 2009 03:02:00 +0000</pubDate>
		<dc:creator>JemStar</dc:creator>
				<category><![CDATA[Cheapskate Tip]]></category>

		<guid isPermaLink="false">http://jemblog.com/?p=4073</guid>
		<description><![CDATA[With the economy in the state its in everyone should be cutting back as much as possible. Cutting back can actually be fun when you get creative with it. Most of us are used to buying things brand new but how about looking for used first.  Try sending an email to your friends and family before you [...]]]></description>
			<content:encoded><![CDATA[<p><img class="size-full wp-image-4074  alignleft" title="save_money" src="http://jemblog.com/wp-content/uploads/2009/07/save_money.jpg" alt="save_money" width="197" height="239" /><span class="drop">W</span>ith the <span style="color: #800000;"><strong>economy</strong></span> in the state its in everyone should be <strong><span style="color: #800000;">cutting back</span> </strong>as much as possible. Cutting back can actually be<strong><span style="color: #800000;"> fun</span> </strong>when you get creative with it.</p>
<p>Most of us are used to <span style="color: #800000;"><strong>buying</strong></span> things brand new but how about looking for <span style="color: #800000;"><strong>used </strong></span>first.  Try sending an <span style="color: #800000;"><strong>email </strong></span>to your friends and family before you <span style="color: #800000;"><strong>hit </strong></span>the stores.  Ask a<span style="color: #800000;"><strong>round</strong></span> and see if anyone is getting rid of the <span style="color: #800000;"><strong>item</strong></span> you are looking to buy.  You can also visit <strong><span style="color: #800000;">freecycle.org</span> </strong>or craigslist.com.</p>
<p>Plus it&#8217;s <span style="color: #800000;"><strong>summer </strong></span>-take advantage of the nice <span style="color: #800000;"><strong>weather </strong></span>and look around at your local <span style="color: #800000;"><strong>garage </strong></span>sales and thrift shops.  A little <span style="color: #800000;"><strong>extra </strong></span>work and you can find a great bargain.</p>
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